Single-Family Fix & Flip Bridge Financing
We offer short-term mortgage financing to build new homes, townhouses, and accessory dwelling units.
We support traditional and modular construction.
Property Types
Detached single family homes, townhouses, condominiums, ADUs
Urban or suburban location (no rural properties)
Loan Features
$150,000 – $3 million
Up to 85% loan to cost, 70% loan to value
Construction holdback for 100% of budget
12, 18 or 24-month loan term
Interest rate from 8.75%
Points from 1.50%
Other Details
Loans made to entities
Personal guarantee usually required
Sponsor with liquidity and prior construction experience
Credit score over 660, no recent foreclosures or bankruptcies
Appraisal with after construction value