Single-Family Fix & Flip Bridge Financing

We offer short-term mortgage financing to build new homes, townhouses, and accessory dwelling units.
We support traditional and modular construction.

Property Types

Detached single family homes, townhouses, condominiums, ADUs

Urban or suburban location (no rural properties)

Loan Features

$150,000 – $3 million

Up to 85% loan to cost, 70% loan to value

Construction holdback for 100% of budget

12, 18 or 24-month loan term

Interest rate from 8.75%

Points from 1.50%

Other Details

Loans made to entities

Personal guarantee usually required

Sponsor with liquidity and prior construction experience

Credit score over 660, no recent foreclosures or bankruptcies

Appraisal with after construction value